Urba360: The credit risk assessment tool that provides data in one click

Yes. Urba360 is our digital platform for checking customer creditworthiness, consulting company ratings, checking the financial health of your customers and suppliers, and adjusting the maximum amount of your receivables accordingly. Urba360 provides access to our unique data and expert knowledge on more than 220 million companies in 200 countries.

Request a demo or contact our customer service team to get access to Urba360, our digital business information solution, monitoring the creditworthiness of companies, suppliers or customers, monitoring a company's financial health, analysing companies' payment behaviour and accessing financial indicators.

Urba360 assesses company creditworthiness using a wide range of data. This includes financial indicators such as turnover, equity, fixed assets, liabilities, and financial results. It also considers payment behaviour, credit opinions, and ongoing credit risk monitoring. The company’s creditworthiness is summarised in the Coface Score. Urba360 also incorporates country risk and sector risk analysis—ensuring a globally standardised approach to supplier evaluation. Whether it's your business partners, customers or suppliers. Urba360 helps you to make the right credit risk decisions and helps you anticipate the risk of companies defaulting or paying late.

Regardless of your size or sector, your company can benefit from Urba360. Simply request a demonstration to access company scoring, analysis of company payment behaviour, credit scores, and set up credit risk monitoring, or access comprehensive company information reports. Financial indicators, creditworthiness assessments, CRA (country risk), Coface Score. will give you a 360 view when you are analysing customers or suppliers.

Urba360 enables you to assess the creditworthiness of companies and the likelihood of companies defaulting or paying late. As a decision-maker, you can make the right credit risk decisions, whether for business partners, customers or suppliers, with expert knowledge of their financial health. With Urba360, we give you access to financial indicators and Coface's expert knowledge on 220 million companies in 200 countries.

A business scoring tool ranks companies using a set of criteria designed to assess risk. At Coface, this analysis is delivered through the Coface Score, which evaluates the likelihood of a company defaulting within the next 12 months.  

What sets our scoring apart is its foundation: globally standardised data. This ensures consistency and comparability across markets, enabling a comprehensive, reliable view of credit risk—no matter where your partners operate. With this unified approach, you gain the clarity and confidence needed to make smarter, faster decisions.

A company's assessment score can be accessed directly in Urba360 by searching for the name of a customer or supplier. The assessment score is a comprehensive risk analysis presented as a score from 0 to 10. This score, also known as the Coface Score, assesses the probability of a company defaulting within one year.

While a business credit score check is a useful starting point, relying solely on a business credit checker or a standard business credit report can leave critical gaps in your risk assessment. To truly understand the financial health and reliability of your partners, businesses must go beyond the basics and check business credit using broader, more insightful data.  

Standard reports may not reveal emerging risks, behavioural trends, or operational red flags. In today’s fast-moving markets, businesses need deeper insights to make data-driven decisions and avoid risky partnerships that could impact cash flow or disrupt operations.  

This is especially important in competitive environments like the UK and Ireland, where becoming the most profitable business in the UK or the most profitable business in Ireland depends on strong, dependable B2B relationships.  

With Coface Business Information, you gain access to global business credit data enriched with advanced analytics (late payment behaviour, credit opinions, credit risk monitoring, company solvency scores), helping you evaluate partners with greater confidence. Whether you're expanding or reinforcing your network, going beyond a basic business credit score check ensures smarter, more secure decisions.